At CRF, we help successful investors achieve their financial goals by offering opportunities to participate in private commercial bridge lending secured by real estate collateral. With stringent lending criteria, rigorous evaluation processes, and diligent loan servicing, we provide a turnkey solution that delivers peace of mind, ensuring consistent communication, professionalism, and efficiency throughout every investment.

Our Investment Principles

Choice & Control

We empower our investors with diverse lending opportunities, offering full control over their financial choices. With access to a comprehensive set of due diligence materials—including appraisals, title reports, and borrower credit checks—you can select projects based on your preferences for location, collateral, term, and yield. Every loan closing is handled by a trusted title company or attorney, and a nationally licensed third-party loan servicer manages payments directly to your bank account—ensuring that CRF never touches investor funds.

Community & Diversification

Our loan structure allows for multiple investors to participate in a single project, promoting diversification and risk management. Investors can decide their participation level across multiple loans, creating a balanced portfolio. As a co-lender, you own a proportional share of the income stream, backed by first-trust deeds or mortgages that protect your collateral.

Active Risk Management

At CRF, we maintain stringent lending guidelines and perform thorough due diligence on every project. Investors gain access to vital information, including borrower financials, credit checks, property appraisals, and lease details, ensuring transparency and control. This comprehensive approach helps manage risks and safeguard your capital.

Attractive Returns

Our loans offer higher yields compared to traditional investments, with monthly interest payments to provide consistent cash flow. At loan maturity, your capital is quickly redeployed to minimize downtime, allowing you to maintain high returns while supporting real estate projects that align with your goals.

Why Invest in Commercial Bridge Lending?

Commercial bridge loans offer high-yield, low-duration investment opportunities with quality collateral backing. The benefits include:

• High Yield: Competitive returns, typically ranging from 10-14% APR.
• Short-Term Exposure: Loan terms between 6 to 24 months, minimizing exposure to changing market conditions.
• First Lien Security: Loans are secured by senior lien positions on commercial properties, providing priority repayment.
• Consistent Cash Flow: Investors receive monthly interest payments, ensuring regular income.
• Collateral Insurance: CRF ensures adequate hazard insurance on properties, protecting investors in case of catastrophic events.

How CRF Manages Risk

We actively mitigate risk with strict underwriting and monitoring practices:

• Maximum Loan-to-Value (LTV): 65%, ensuring 35% equity as a margin of safety.
• Loan Terms: Up to 24 months to minimize exposure to market fluctuations.
• First Lien Position Only: We secure loans with first-lien guarantees through national title insurers.
• Licensed Loan Servicing: A third-party loan servicer handles all borrower payments, ensuring prompt distribution directly to investors.

Join the CRF Investor Program Today

Our investor program offers a unique opportunity to earn high yields through private real estate lending. With stringent risk management, transparent processes, and professional loan servicing, CRF provides a reliable platform to grow your wealth. 

Contact us today to learn more about how you can become part of the CRF Investor Program and start earning consistent, secured returns.